– become an achiever among your classmates, peers, friends, family and competitors…

On a beautiful late spring afternoon fifteen years ago, two young people graduated from the same college. They were alike – top notch degrees from a prestigious institution, ambitious and full of spunk. Recently, they attended their 15th college reunion.

They had much in common. Both were happily married. Both had two children. And both had started their careers strong, moved around a bit and are gainfully employed. They were enjoying the reunion until they found a difference… a BIG difference. One was a manager of a small department making an average salary. The other was the CEO of a company, earning five times as much, and owned millions in stock and stock options. It wasn’t just about the money… it was also about growth, range of responsibilities, position, power, influence…

They say comparison is the thief of joy- but we just can’t help ourselves, can we?

When you look at people earning more, living better, leading the kind of life you know that you should be leading- do you wonder, ”Why not me?” or “What did I do wrong?”


I wondered too, as to what makes this kind of difference in people’s lives? Why do smart people with the same education achieve vastly different levels of success? It is NOT native intelligence or talent or dedication. It isn’t that one person wants success and the other does not.

The difference lies in whether each person. The successful ones who make a lot of money did:

  1. set clear and measurable goals, lived very intentionally, and became enormously confident by becoming more antifragile
  2. identified and mitigated any of the 15 classic reasons that smart people make, that prevents them from becoming more successful
  3. identified and mitigated the barriers within and around themselves that were holding them back – some were disempowering mindset elements that each of them possessed, and others are what I call the ‘Silent Killers of Success’.
  4. developed a business mindset, a set of beliefs and rules that evaluated and capitalized opportunities for maximum monetary gain – acquired more enabling ones and got rid of disabling ones,
  5. developed business thinking, a systematic way of evaluating the exchange of value to maximize personal compensation.


Does any of this sound like you?

* You are fed up with watching people with the same credentials and ambition pass you by.

* You feel like you are stuck on a treadmill – constantly working hard, but not moving forward.

* You feel something is holding you back, but you can’t quite put your finger on it.

* You see others choosing the ‘right way’ to become more successful, but you haven’t figured out the right way for you.

* You know something needs to change, but don’t know what to change or where to start.

* You know that if someone showed you the way, you can make it happen.

* You seek a credible guide and a mentor who can teach you from experience – somebody smart who’s figured out how to become MORE successful.

* You see a colleague, classmate or friend with a similar education and background who is MUCH MORE SUCCESSFUL THAN YOU.

* You envy certain aspects of other people’s capabilities, knowledge, successes and achievements

What’s the secret to truly maximizing your potential and BECOMING MUCH MORE SUCCESSFUL?

How can you become the best version of yourself everyday… and become an achiever among your classmates, friends, peers, family, competitors,…?


Do you know a smart person who has figured out the typical mistakes of smart people, and figured out how to mitigate them?

Who is helping you identify the typical ‘mistakes’ many smart people like you make (repeatedly)? Remember, you can’t fix unless you know what needs fixing!

If you know some classic mistakes you are making as a smart person, who is helping you to fix those impediments and become more successful?

Do you know how to learn from your failures and successes – become better and more confident with each experience (i.e., become antifragile)?

Who is going to tell you what you NEED to hear (not want to hear)? 

Who has the guts and credibility to tell you what you NEED to hear (not pander to you and perpetuate your disabling behavior, and continued failures)? Do you really want to have a ‘rude awakening’ years or decades later?

Do you really think you could be earning more and have more wealth if you had such a resource, guide and mentor?

The sooner you address these disabling behaviors, the more successful you’ll become over your lifetime… and achieve your personal greatness – become an achiever among your classmates, friends, peers, family,  colleagues, competitors,…


I wondered too. I graduated from MIT and did not achieve the sustained success I thought I deserved.  When a business I had collapsed, I asked myself these very questions, interviewed over a hundred achievers and non-achievers – from recent graduates to Nobel Prize winners and CEOs of companies – and interviewed people who were successful in business … and realized that I was making some classic mistakes that many smart people make. I learnt about antifragility, and that I was antifragile, but did not know how to leverage it systematically.

I figured these out decades later. Really! I wish I had somebody who could have told me what I needed to hear, pointed out my disabling behaviors, and helped me ‘fix’ them.

You don’t have to wait for several years or decades to become more successful.

You are ALREADY HERE ON THIS PAGE. You don’t strike me as the kind of person who wants to wait decades…

This MIT grad can show you exactly how to identify and remove those barriers… and become more successful QUICKLY. 

I will teach you strategies and techniques that you can apply right away to BECOME SMART & SUCCESSFUL – become an achiever among your classmates, colleagues, friends, peers, family, competitors…


I graduated from MIT and did not achieve the sustained success I thought I deserved.

Both my parents were high school teachers, and we were told to focus on education. Dad was the first graduate in his entire family EVER. He got two bachelor’s degrees and one master’s degree. Mom was the first woman who graduated from college in my father’s side of the family. She went on to get two bachelor’s degrees, and then got a master’s degree at the age of 76! Between my two sisters and our spouses, we have 14 master’s degrees.

But, I was the first in the family to travel overseas for higher education, and the only one in the family who had graduated from an elite institution – MIT. To my father and many family and friends, I could do no wrong. So, when I figured I needed some help, I had nobody to turn to. I was surrounded by people who thought I needed no help! So, I had to look outside the family for  role models, coaches and mentors – and for answers for ‘what was holding me back’.

I became a voracious reader, watched numerous videos, attending conferences and personal development classes,… and made some progress. I found many of the ‘gurus’ teaching the theory of success, but few worked to help me implement the theory. I was in awe at my ‘smartness’ and so were the ‘gurus’ and fellow seminar attendees… they were not the ‘truth tellers’. Many ‘smart’ people have blind spots – we tend to see what we want to see; and  surround ourselves with people who constantly remind us of how smart we are (and ignore/avoid any ‘truth tellers’ who may appear). Pretty soon, WE END UP LIVING IN A ‘I AM SMART BUBBLE’. We descend into a negative spiral within that bubble.

One day, I was with Dr. Marshall Goldsmith, my friend and mentor, at his apartment in Manhattan. I was telling him that something was preventing my greater success. He suggested that I interview other immigrants like myself and see if there was a difference between the achievers and the non-achievers. He also encouraged me to introspect. So, I interviewed over a hundred achievers and non-achievers – from recent graduates to Nobel Prize winners and CEOs of companies. And, I interviewed people who were actually making lots of money and wealthy people, researched it in great detail, read numerous books and articles, watched numerous videos, and gave it some deep thought. Here are some things I found:

1. There are stark differences between achievers and non-achievers

2. The achievers were aware of their enablers and disablers (were highly self-aware)

3. They lead intentional lives.

4. The achievers had a support group – truth-tellers around them whom they listened to – knowingly or unknowingly 

I have spoken about my learnings at several elite institutions, and to alumni of several of those elite schools. At one event, while speaking to alumni of a top 5 school, I added a sub-title to my talk – WHY MANY SMART PEOPLE ARE NOT VERY SUCCESSFUL. There were OVER FIVE TIMES the expected number of attendees. I knew then… that my challenges were NOT UNIQUE. There are many smart people who are trying to figure out why they are not more successful.

I had figured out a few things on my own, and had developed a long list of reasons. I then hired two psychologists to help me make sense of it. They boiled that long list of reasons down to 15 psychological factors – classic ‘mistakes’ that smart people make that prevent their greater success. We put together an assessment to validate the correlation between certain COMMON BEHAVIORS OF SOME CERTAIN SMART PEOPLE AND SUCCESS (or lack of success). When you take that assessment, it will tell you if you have any of the 15 common disabling behaviors or mindsets of unsuccessful smart people. 

I didn’t stop there. I have other assessments I shall have you take that will help you identify additional enablers and disablers.

You are already SMART & CAPABLE, but… your disablers are holding you back.

Once I help you identify your disablers, I can help you mitigate them. It is like trying to run a 100-meter sprint with a ball and chain around your ankle. I will help you get rid of the ball and chain – you will automatically ‘run faster’.

I distilled my learnings into a simple framework that anybody can follow – the iCLIMB Success framework. It includes taking stock of your current self, identifying your strengths and weaknesses, your enablers and disablers, and more – details in the Master Class.

Will you be wise and sign up right away or wait until your 25thyear class reunion to regret your inaction?

Whatever your profession, developing an empowering mindset and behaviors with a group of like-minded people, your intentional and antifragile living, and my mentoring will enable you to become an achiever among your colleagues, friends, classmates, family, peers, competitors,…

The difference is the iSmartANDSuccessful Master Class – figuring out how to overcome your barriers, leveraging your strengths, becoming more antifragile and capable, and becoming better every year on your journey to achieving your personal greatness.

You’ll also become a very different person… somebody whom your co-workers, customers, partners, family and community members will value and respect more. Who would you rather be – the average Joe or plain-Jane OR the Achiever-you?

You are Smart…

I’m not going to feed you any of the marketing spiel that the ‘gurus’ dish out.

  • I will get you to take pre-assessments to give you an idea of where you currently stand – enablers, disablers, etc.
  • I will help you identify the barriers within and around you and provide guidance, worksheets and tools on how to mitigate them, in two packed days.
  • I will teach you differently, so you will remember and will be able to use more of what you learn for longer.
  • I will help you develop a plan on how you will use your learnings in your life right away – taking the first steps right during the Master Class.
  • I will then team you up with others from the Master Class who are also seeking to develop business thinking and a business mindset (and make more money), so you have a readymade group of supporters, cheerleaders and those who will hold you accountable. You will meet for five weeks after the master class.
  • With such a format, you cannot but make progress… unless you do not want to start becoming an ACHIEVER in 2022!


If not, keep reading..


I have worked in the business for over 30 years and reached several highs and lows. I have two master’s degrees, one from MIT, a business degree, an extensive network, knowledge and skills, extensive travel, experiences, and constant learning….and enjoy teaching and mentoring people.

I’ll tell you what you need (not want) to hear – fluff-free, straight talk.

Like many of you, I’ve had successes and failures in life. I have spent tens of thousands of dollars on well-known personal development ‘gurus’ (whom you have probably paid as well!). I had one significant failure that almost bankrupted me. I spent years introspecting, talking to friends, personal development ‘gurus’, and accomplished people to figure out why I had failed. Then, it dawned on me. I realized that I WAS THE OBSTACLE – I was impeding my own success – because of my ‘silent killers of success’. I set out to identify, understand and ‘eliminate’ them. I then realized that millions of others have many of the same ‘silent killers of success’ – even very intelligent, smart, and successful people. I can help you identify some of your ‘silent killers of success’.

I have reinvented myself many times. MONEY magazine, in a two-page spread, called me “The Comeback Kid”  because I’d successfully reinvented myself repeatedly.

After interviewing 120 professionals from 40 countries for a book I’m writing, I reflected on how I became ‘The Comeback Kid’, … and figured out how to ‘become unstoppable’ when faced with uncertainty and setbacks – becoming better whether I had individual successes or failures (antifragile). I can teach you how to BECOME UNSTOPPABLE! Look in the menu under PROGRAMS.

I also figured out how all of us can make more money – by developing a business mindset and business thinking – whether you are an employer, employee or investor – look in the menu under PROGRAMS. I can teach you how to MAKE MORE MONEY.

I then reflected, researched and figured out why many smart people do not achieve the level of success they expect – and how they can become more successful. I can help many of you smart people figure out WHY you are not as successful as you could be. That is coming soon…

That’s just the shiny trailer. Click here for my entire juicy story, …


According to Hermann Ebbinghaus, the famous German psychologist who pioneered the experimental study of memory, most people forget about 90% of what they’ve learned after just one week.

Ebbinghaus’s research also showed that within one hour, people will have forgotten an average of 50 percent of the information presented, within 24 hours they’ll have forgotten an average of 70 percent… and within a week they’ll have forgotten an average of 90 percent…after spending all that money!

Imagine learning great stuff and remembering only 10% of it a week later…while trying to implement it in your life without a support system or guidance!



But here’s the interesting thing about the Forgetting Curve that we’ve incorporated into the Master Class…

Ebbinghaus ALSO DISCOVERED that the forgetting curve can be flattened with repetitive reviews (see the graph below).


But, HOW MANY PERSONAL DEVELOPMENT COURSES HAVE YOU BEEN TO that conduct ANY review after you leave the workshop/master class or course?

That is why our master class includes 5 Weeks of follow-up group Zoom meetings with your workgroup – to ‘review and remember’ most of what you learnt. Each workgroup is limited to 5 members to guarantee everyone gets to participate, making it easy for you to review and remember, implement, and internalize these new ideas within a community of like-minded people from your Masterclass.


Most personal development events are all about EXPLAINING concepts and facts… without offering you an opportunity to actually try these ideas… and see how they work… or offer you a way to figure out what’s truly important.

And, by NOT understanding your issues and identifying which area of your life you can apply a particular learning to… it’s impossible to apply what you’ve learned to your own individual circumstances. Wasn’t that the reason you went to the event in the first place? 

You have to split your time between gaining knowledge and applying it — so it really sticks… and makes a positive difference in your life…  But then, WHAT do you apply the knowledge to? We help you figure it out – we teach you ways to assess life situations and make choices that make sense to you. How do you find areas of your life that you could apply this knowledge to?

Well, by taking self-assessments… you will learn something new about your will identify areas of your life to apply it to, develop a plan and IMPLEMENT STEP ONE right during the Master Class!

And with 5 additional weeks of group meetings limited to 5 members in each group…

You won’t be abandoned.

By the end of the 5th week, you’ll retain almost all of what you’ve learned (read about the forgetting curve below)! 

Making it easy for you to try, test, and internalize these new ideas in a supportive community.

The iSmartANDSuccessful Master Class is designed to guarantee you’ll split your time between lectures and hands-on exploration… so you have the chance to apply what you’ve learned— so it really sticks… and makes a positive difference in your life… starting right during the Master Class!


Learning anything requires the application of knowledge, repetitive practice, consistency and momentum.

But building momentum is like driving a car. You can read or listen to someone else’s description of how to do it till they’re blue in the face… but it won’t give you the hands-on experience that actually driving a car can.

You have to actually do it.

It’s only when you get behind the wheel of a car for the first time, put the car in drive and feel the car jerk forward and then die… that you’ve truly started to learn how to drive.

Well, it’s the same with personal development.

All the words in the world mean nothing till you take the knowledge you acquired at the Masterclass… identify a relevant area of your life … and try to apply the knowledge yourself.

We help you apply what you learn in your quest to become unstoppable… really!

Nobody else offers you this opportunity for 5 extra weeks—nobody!

And most importantly… your support group remains with you after the Master Class… allowing you to take your new skills out for a test-drive and learn right along with your team… not just once… but many, many times – stacking one learning experience on top of another – so you can build your self-confidence… testing, developing, and internalizing these new ideas.

Imagine what a difference these immediate hands-on experiences can have in developing your skills.

Imagine the real progress you’ll make.

Imagine having the chance to do this in a supportive community of like-minded people who are also on a similar journey – to achieve their personal greatness. Wouldn’t you love to be an achiever among achievers?

Imagine how valuable an experience like this can be… the strides you’ll make to becoming unstoppable, and help propel you to achieve your personal greatness!

Imagine having a mentor like Ram working alongside you and your cohorts… guiding you on how to coordinate your learning so you’ll be able to test new concepts… watch them work in your life… and internalize these lessons… so you can incorporate them into your life over and over again – building habits that become routines and making succeeding a way of life for you.


Insights for Success in Business & Life

by Ram V. Iyer

almost 400 personal quotations on various aspects of life including antifragility, success, business and more that you will find useful.

Make More Money with Business Thinking

by Ram V. Iyer

will help you understand your disablers and enablers about money and business, and describes the elements of business thinking. This is an excellent companion to this Master Class.


You will get a free electronic copy of:

‘Insights for Success in Business & Life’

by Ram V. Iyer

– almost 400 personal quotations on various aspects of life including antifragility, success, business and more that you will find useful.



  1. MIT Chinese Alumni Group (worldwide) - click here
  2. Harvard Business School Alumni Association of Southern California - click here
  3. University of Chicago Booth School of Business Alumni Clubs of Los Angeles, Orange County & San Diego - click here
  4. Wharton Club of Chicago - click here
  5. MIT Club of Southeastern Michigan
  6. Michigan Ross Alumni Association of Ann Arbor & Southeastern Michigan (co-hosted by MIT, Wharton, HBS and Yale) - click here
  7. IIT Alumni Association of Greater Houston
  8. Harvard Club of Australia (co-hosted by MIT & Ivy League alumni clubs of Australia) - click here
  9. Brown University Club of Orange County, California
  10. Northwestern University Kellogg School of Business Alumni Club of Houston - click here
  11. Northwestern University Kellogg School of Business Alumni Club of Chicago (West) - click here
  12. MIT Club of Southern Nevada
  13. Dartmouth Club of UK
  14. Berkeley Haas Clubs of San Francisco, San Jose and East Bay, California
  15. MIT Club of Washington DC


Don’t miss out… this could prove to be the most important event you’ll attend.

Because of the level of personalization we provide, seating for the iUnstoppable Master Class is limited… there are only 50 places.


iSmartANDSuccessful Master Class

Princeton, New Jersey


September 10th & 11th, 2022

(Saturday & Sunday)

+5 weeks  of follow-up

8am-5pm (both days)



Two packed days of intense learning, doing and celebrating (you’ll take action and start seeing the world differently RIGHT IN THE MASTER CLASS!).

This is your only chance to walk in with your challenges… walk out with the knowledge, tools, a workable plan … to BECOME THE NEW YOU THAT WILL THRIVE IN THE NEW WORLD!

Reserve your place now.


The iSmartANDSuccessful Master Class is the springboard that can enable you to make more money for the rest of your life. I GUARANTEE that… If buy the FIRST BREAK (at hour two of Day One ) of the iSmartANDSuccessful Master Class, you believe you haven’t learned enough to start on your journey to becoming more successful, simply hand in ALL your program materials and we will refund 100% of your money.


What is the investment for this retreat?

Please see the pricing section earlier on this page. 

What is included in the price?
  • All Master Class materials – a customized binder of materials for you.
  • A free copy of ‘Insights for Success in Life and Business’ book by Ram V. Iyer
  • Meals and refreshments during the workshop – breakfast, lunch, coffee/tea, water and break-time snacks on the day/s of the Master Class.
  • Additional goodies at the venue on the day of the event.
What is your policy regarding sharing the Master Class materials with others?

All Master Class materials are customized for you – your name and contact details will be on EACH page. You will be required to sign a Non-Disclosure Agreement and CANNOT share the materials with anybody else. There will be significant penalties if you share it with others or post it in any public forum.

Where do I stay during the workshop?
The Holiday Inn is just across the street – we have negotiated a discounted rate for the Master Class attendees. The Doubletree is across the highway. There are several other hotels within minutes from the venue – The Westin Forrestal, The Marriott Forrestal, The Hyatt Regency and several other lesser-priced hotels.
I have special dietary needs. Can you accommodate them?

Sure, please let us know and we will try our best to accommodate your needs.

I have more questions about the Masterclass.

Please send us a message from our CONTACT page, email or call us at +1 609 275 6300.


become an achiever among your classmates, peers, friends, family and competitors…